Is Bank of America down?

bankofamerica.com · Banking & payments

Bank of America has recorded 100.0% uptime over the last 5 days, with no outage. It answers our checks in 226 ms on average.

No problems detected

Bank of America answered our last automated check normally, 14 minutes ago. If it is not working for you, the problem is most likely local - Your connection, your DNS resolver, a cached page, or an extension.

Last checked 189 ms · HTTP 200
Uptime, 30 days 100.0% 0 seconds down
Reports, 24h 0 baseline still forming
Recorded outages 0 full history

Bank of America problem reports in the last 24 hours

Counted in 15-minute buckets from reports submitted on this site. This is a user signal - A tall bar means people are complaining, not that our check failed.

No reports in the last 24 hours.

If Bank of America is not working for you, tell us and the chart starts here.

Response time from our automated checks

The last 24 checks of https://www.bankofamerica.com/ from our network. Bar height is the response time; the tallest bar is the slowest.

22 Sep 2026, 21:47 UTC slowest 732 ms 23 Sep 2026, 05:27 UTC
  • Answered normally
  • Slow to answer
  • No usable answer

Having a problem with Bank of America?

Tell us what is not working. Reports go straight onto the 24-hour chart above and help other people see a problem before any company admits to one. 0 reports in the last 24 hours.

What is not working?

No account needed. We store a one-way hash of your address to stop the same connection reporting repeatedly - Never the address itself, and never your name. One report per service every 30 minutes.

About Bank of America outages

Bank of America's digital banking serves a customer base large enough that an outage lands in national news within the hour. The bank's own communication during incidents is minimal, so outage trackers and social media carry most of the information.

The practical distinctions are the same as for any large retail bank: Online banking and the app can be down while debit and credit card authorisation continues normally, because payment networks run on separate rails. Zelle is operated by a bank-owned consortium and has its own availability - Zelle can be down at several banks at once while each bank's own systems are fine. A recurring pattern after an incident is balances that display as zero for a period while the ledger catches up; this is a read-path problem and is not the same as funds being affected. There is no public status page.

What to do if Bank of America is not working for you

Is it them or you?

Our last check reached bankofamerica.com normally, from a different network, resolver and route than yours. If it is broken for you, the fault is most likely local or too narrow for a single probe to see. Run the check again now to confirm.

The first thing worth trying

Do not retry a payment that appeared to fail. This is the single most important rule in this category. A timeout is not a decline, and duplicate payments are common and slow to reverse.

How banking & payments services typically fail

The app signs in and shows a balance, but payments decline or hang. Balances may be stale rather than wrong. Card payments in shops frequently keep working while the app does not, because they take a different path entirely. The rest of the steps, and why this category breaks the way it does, are on our banking & payments status page, with more background in what a 503 actually means.

Bank of America measured against its peers

How it compares with other banking & payments services

Over the last 30 days Bank of America ranks 5 of 10 banking & payments services we monitor, measured on recorded uptime. The category averages 100.0%, and Bank of America sits at 100.0%. The steadiest in this group is PayPal.

On speed, Bank of America answers our checks in about 226 ms against a category average of 283 ms - Faster than its peers. Response time is not availability, but a service drifting well above its own normal is often the first sign of trouble.

What the last 24 checks looked like

Across the most recent 24 checks, the quickest response was 130 ms and the slowest 732 ms, against a 30-day average of 226 ms. The chart above plots each one, so a widening spread is visible before it becomes an outage.

All figures are our own measurements, taken every 20 minutes from one network. What that can and cannot see is set out in the methodology, and every banking & payments service is listed on the category page.

The server that answered Mostly hidden

IP address
23.48.224.211 and 1 other
Server
Hidden until you sign in
Powered by
Hidden until you sign in
Content type
Hidden until you sign in
Declared size
Hidden until you sign in
Transport and HSTS
Hidden until you sign in

Five more fields about the server behind bankofamerica.com.

Free, one click with Google, and nothing is posted or shared. We ask because the lookups behind this cost us real requests to other people’s servers.

Sign in to unlock

Read from our last sweep of bankofamerica.com, not requested when you opened this page.

Certificate Mostly hidden

Status
Valid
Issued to
Hidden until you sign in
Issued by
Hidden until you sign in
Valid from
Hidden until you sign in
Expires
Hidden until you sign in
Protocol and cipher
Hidden until you sign in

Who issued it, what it covers and exactly when it expires.

Free, one click with Google, and nothing is posted or shared. We ask because the lookups behind this cost us real requests to other people’s servers.

Sign in to unlock

An expired certificate stops browsers loading a site entirely while the server itself stays perfectly healthy, which is why we track it beside the uptime figure. Check it yourself.

Bank of America status: Common questions

Is Bank of America down right now?

Bank of America is up and responding normally. This page is refreshed by an automated check that runs every 20 minutes from an independent network, and by reports from visitors.

Why can I not reach Bank of America when you say it is up?

Because an outage can be partial. Our check runs from one network and asks for one page. Your problem may be regional, may affect only the mobile app, or may be local to your connection, DNS resolver or browser cache.

How reliable is Bank of America?

Bank of America has been reachable for 100.0% of the last 5 days we have measured, with 0 seconds of recorded downtime.

Does Bank of America have an official status page?

Bank of America does not publish a public status page, which is why independent monitoring and user reports are the only external signal available during an incident.

Bank of America discussion

Useful comments say what broke, roughly where you are and roughly when it started - That is what turns a pile of complaints into something other people can act on. Links are shown as plain text and carry no SEO value, so there is nothing here worth spamming.

No comments yet. If Bank of America is not working for you, be the first to say what you are seeing.